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How does the cost of living vary across countries in 2026?

To find out, this graphic, via Visual Capitalist’s Dorothy Neufeld, visualizesย Numbeoโ€™sย Global Cost of Living Index, which measures the price of everyday expenses, including rent, relative to New York City (baseline of 100).

If a country has an index score of 80, prices are 20% lower than in New York. Scores above 100 indicate higher everyday costs.

While inflation has eased in many regions, the cost of living remains a major global challenge. Across 28 countries, home prices have risen more than 50% since 2020, and grocery costs have risen sharply in countries such as Mexico, Germany, and Malaysia, continuing to strain household budgets worldwide.

Global Cost of Living by Country

Below, we show the cost of living index for 155 countries or territories in 2026, highlighting stark differences in everyday costs around the world.

Bermuda has the highest cost of living worldwide, a British Overseas Territory synonymous with high-end real estate, luxury tourism, and offshore wealth.

Rank Country Cost of Living Index 2026
1 ๐Ÿ‡ง๐Ÿ‡ฒ Bermuda 123.5
2 ๐Ÿ‡ฐ๐Ÿ‡พ Cayman Islands 97.9
3 ๐Ÿ‡จ๐Ÿ‡ญ Switzerland 84.3
4 ๐Ÿ‡ป๐Ÿ‡ฎ U.S. Virgin Islands 82.5
5 ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore 81.2
6 ๐Ÿ‡ง๐Ÿ‡ธ Bahamas 77.1
7 ๐Ÿ‡ฎ๐Ÿ‡ธ Iceland 75.9
8 ๐Ÿ‡ฏ๐Ÿ‡ช Jersey 72.5
9 ๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong 69.8
10 ๐Ÿ‡ธ๐Ÿ‡ง Solomon Islands 65.4
11 ๐Ÿ‡ฌ๐Ÿ‡ฌ Guernsey 65.3
12 ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg 65.2
13 ๐Ÿ‡ฌ๐Ÿ‡ฎ Gibraltar 63.9
14 ๐Ÿ‡ณ๐Ÿ‡ด Norway 59.4
15 ๐Ÿ‡ฎ๐Ÿ‡ช Ireland 58.7
16 ๐Ÿ‡ฎ๐Ÿ‡ฑ Israel 58
17 ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands 57.9
18 ๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark 56.6
19 ๐Ÿ‡บ๐Ÿ‡ธ United States 56.3
20 ๐Ÿ‡ฎ๐Ÿ‡ฒ Isle Of Man 55.7
21 ๐Ÿ‡ฆ๐Ÿ‡บ Australia 52.7
22 ๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom 51.9
23 ๐Ÿ‡ฆ๐Ÿ‡น Austria 50.7
24 ๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada 49.4
25 ๐Ÿ‡ฉ๐Ÿ‡ช Germany 49
26 ๐Ÿ‡จ๐Ÿ‡ฆ Canada 48.9
27 ๐Ÿ‡ง๐Ÿ‡ช Belgium 48.6
28 ๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates 48.2
29 ๐Ÿ‡ซ๐Ÿ‡ฎ Finland 48
30 ๐Ÿ‡ธ๐Ÿ‡จ Seychelles 48
31 ๐Ÿ‡ธ๐Ÿ‡ช Sweden 47.8
32 ๐Ÿ‡ซ๐Ÿ‡ท France 47.5
33 ๐Ÿ‡ฒ๐Ÿ‡ด Macao (China) 46.3
34 ๐Ÿ‡ถ๐Ÿ‡ฆ Qatar 45.8
35 ๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra 45.2
36 ๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand 45
37 ๐Ÿ‡จ๐Ÿ‡พ Cyprus 44.6
38 ๐Ÿ‡ต๐Ÿ‡ท Puerto Rico 44.3
39 ๐Ÿ‡ฒ๐Ÿ‡น Malta 44.1
40 ๐Ÿ‡ฎ๐Ÿ‡น Italy 43.1
41 ๐Ÿ‡จ๐Ÿ‡ฉ Democratic Republic of the Congo 42.4
42 ๐Ÿ‡ฐ๐Ÿ‡ท South Korea 41.3
43 ๐Ÿ‡ช๐Ÿ‡ช Estonia 40.5
44 ๐Ÿ‡ต๐Ÿ‡ฌ Papua New Guinea 39.2
45 ๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia 39.1
46 ๐Ÿ‡ช๐Ÿ‡ธ Spain 39
47 ๐Ÿ‡ฌ๐Ÿ‡พ Guyana 39
48 ๐Ÿ‡ฏ๐Ÿ‡ฒ Jamaica 38.7
49 ๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic 38.6
50 ๐Ÿ‡จ๐Ÿ‡ท Costa Rica 38.3
51 ๐Ÿ‡ต๐Ÿ‡น Portugal 38.3
52 ๐Ÿ‡ฒ๐Ÿ‡ป Maldives 38.1
53 ๐Ÿ‡บ๐Ÿ‡พ Uruguay 37.3
54 ๐Ÿ‡ญ๐Ÿ‡ท Croatia 37.1
55 ๐Ÿ‡ฌ๐Ÿ‡ท Greece 36
56 ๐Ÿ‡ง๐Ÿ‡ญ Bahrain 35.9
57 ๐Ÿ‡ต๐Ÿ‡ฆ Panama 35.6
58 ๐Ÿ‡ธ๐Ÿ‡ณ Senegal 35.5
59 ๐Ÿ‡ฑ๐Ÿ‡น Lithuania 35.3
60 ๐Ÿ‡น๐Ÿ‡น Trinidad And Tobago 35.2
61 ๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia 35.2
62 ๐Ÿ‡จ๐Ÿ‡ฎ Ivory Coast 34.5
63 ๐Ÿ‡ฆ๐Ÿ‡ด Angola 34.5
64 ๐Ÿ‡ต๐Ÿ‡ฑ Poland 34.4
65 ๐Ÿ‡ฑ๐Ÿ‡ป Latvia 34.3
66 ๐Ÿ‡น๐Ÿ‡ผ Taiwan 33.9
67 ๐Ÿ‡ง๐Ÿ‡ณ Brunei 33.6
68 ๐Ÿ‡ฐ๐Ÿ‡ผ Kuwait 33.3
69 ๐Ÿ‡ฏ๐Ÿ‡ต Japan 32.8
70 ๐Ÿ‡ญ๐Ÿ‡บ Hungary 32.3
71 ๐Ÿ‡พ๐Ÿ‡ช Yemen 32
72 ๐Ÿ‡ง๐Ÿ‡ฟ Belize 32
73 ๐Ÿ‡ฆ๐Ÿ‡ฑ Albania 31.7
74 ๐Ÿ‡ฒ๐Ÿ‡ฝ Mexico 31.5
75 ๐Ÿ‡ช๐Ÿ‡น Ethiopia 31.3
76 ๐Ÿ‡จ๐Ÿ‡ฒ Cameroon 31.1
77 ๐Ÿ‡ฒ๐Ÿ‡ช Montenegro 31
78 ๐Ÿ‡ต๐Ÿ‡ธ Palestine 30.9
79 ๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia 30.4
80 ๐Ÿ‡ด๐Ÿ‡ฒ Oman 30
81 ๐Ÿ‡จ๐Ÿ‡ป Cape Verde 29.6
82 ๐Ÿ‡ท๐Ÿ‡ธ Serbia 29.5
83 ๐Ÿ‡ฑ๐Ÿ‡ง Lebanon 29.5
84 ๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia 29.5
85 ๐Ÿ‡ฌ๐Ÿ‡น Guatemala 29.5
86 ๐Ÿ‡ธ๐Ÿ‡ป El Salvador 29.4
87 ๐Ÿ‡จ๐Ÿ‡บ Cuba 28.3
88 ๐Ÿ‡ฆ๐Ÿ‡ท Argentina 28.3
89 ๐Ÿ‡ธ๐Ÿ‡ท Suriname 28.2
90 ๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria 28
91 ๐Ÿ‡ท๐Ÿ‡ด Romania 27.8
92 ๐Ÿ‡น๐Ÿ‡ท Turkey 27.6
93 ๐Ÿ‡ฉ๐Ÿ‡ด Dominican Republic 27.4
94 ๐Ÿ‡น๐Ÿ‡ญ Thailand 27.2
95 ๐Ÿ‡จ๐Ÿ‡ฑ Chile 26.8
96 ๐Ÿ‡ซ๐Ÿ‡ฏ Fiji 26.7
97 ๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa 26.4
98 ๐Ÿ‡ณ๐Ÿ‡ฆ Namibia 26.4
99 ๐Ÿ‡ฒ๐Ÿ‡ฉ Moldova 26.4
100 ๐Ÿ‡ฒ๐Ÿ‡บ Mauritius 26.1
101 ๐Ÿ‡ฒ๐Ÿ‡ฒ Myanmar 26
102 ๐Ÿ‡ฒ๐Ÿ‡ฟ Mozambique 25.9
103 ๐Ÿ‡ญ๐Ÿ‡ณ Honduras 25.7
104 ๐Ÿ‡ท๐Ÿ‡บ Russia 25.7
105 ๐Ÿ‡ณ๐Ÿ‡ฌ Nigeria 25.5
106 ๐Ÿ‡ฏ๐Ÿ‡ด Jordan 25.3
107 ๐Ÿ‡ฒ๐Ÿ‡ณ Mongolia 25.1
108 ๐Ÿ‡ง๐Ÿ‡ฆ Bosnia And Herzegovina 25
109 ๐Ÿ‡ฟ๐Ÿ‡ผ Zimbabwe 24.2
110 ๐Ÿ‡ป๐Ÿ‡ช Venezuela 24
111 ๐Ÿ‡ฌ๐Ÿ‡ช Georgia 24
112 ๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia 23.7
113 ๐Ÿ‡ฌ๐Ÿ‡ญ Ghana 23.7
114 ๐Ÿ‡ต๐Ÿ‡ช Peru 23.6
115 ๐Ÿ‡ฒ๐Ÿ‡ฐ North Macedonia 23.2
116 ๐Ÿ‡ฒ๐Ÿ‡พ Malaysia 22.9
117 ๐Ÿ‡ณ๐Ÿ‡ฎ Nicaragua 22.5
118 ๐Ÿ‡จ๐Ÿ‡ด Colombia 22.4
119 ๐Ÿ‡ฑ๐Ÿ‡ฐ Sri Lanka 22
120 ๐Ÿ‡ฟ๐Ÿ‡ฒ Zambia 22
121 ๐Ÿ‡ง๐Ÿ‡พ Belarus 21.5
122 ๐Ÿ‡จ๐Ÿ‡ณ China 21.5
123 ๐Ÿ‡ฐ๐Ÿ‡ฟ Kazakhstan 21.4
124 ๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan 21.3
125 ๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco 21.1
126 ๐Ÿ‡ง๐Ÿ‡ผ Botswana 21
127 ๐Ÿ‡ช๐Ÿ‡จ Ecuador 21
128 ๐Ÿ‡บ๐Ÿ‡ฟ Uzbekistan 20.6
129 ๐Ÿ‡ง๐Ÿ‡ท Brazil 20.5
130 ๐Ÿ‡ฐ๐Ÿ‡ฌ Kyrgyzstan 20.4
131 ๐Ÿ‡ต๐Ÿ‡พ Paraguay 20.3
132 ๐Ÿ‡ต๐Ÿ‡ญ Philippines 20.2
133 ๐Ÿ‡น๐Ÿ‡ฏ Tajikistan 19.8
134 ๐Ÿ‡บ๐Ÿ‡ฌ Uganda 19.6
135 ๐Ÿ‡ฝ๐Ÿ‡ฐ Kosovo (Disputed Territory) 19.5
136 ๐Ÿ‡ฐ๐Ÿ‡ช Kenya 19.5
137 ๐Ÿ‡ท๐Ÿ‡ผ Rwanda 19.4
138 ๐Ÿ‡บ๐Ÿ‡ฆ Ukraine 19.2
139 ๐Ÿ‡ป๐Ÿ‡ณ Vietnam 19.1
140 ๐Ÿ‡ฎ๐Ÿ‡ถ Iraq 19
141 ๐Ÿ‡ง๐Ÿ‡ด Bolivia 19
142 ๐Ÿ‡น๐Ÿ‡ฟ Tanzania 18.8
143 ๐Ÿ‡น๐Ÿ‡ณ Tunisia 18.5
144 ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia 18.5
145 ๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria 17.1
146 ๐Ÿ‡ฎ๐Ÿ‡ท Iran 16.2
147 ๐Ÿ‡ธ๐Ÿ‡พ Syria 16.1
148 ๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar 15.8
149 ๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh 13.8
150 ๐Ÿ‡ณ๐Ÿ‡ต Nepal 13.8
151 ๐Ÿ‡ช๐Ÿ‡ฌ Egypt 13.8
152 ๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan 12.7
153 ๐Ÿ‡ต๐Ÿ‡ฐ Pakistan 12.4
154 ๐Ÿ‡ฎ๐Ÿ‡ณ India 12.4
155 ๐Ÿ‡ฑ๐Ÿ‡พ Libya 12.3

Many of the worldโ€™s most expensive places, in terms of cost of living, are islands and often tax shelters or financial centers. The U.S. Virgin Islands, Jersey, and Cayman Islands all make the top 10 in the cost of living index. High concentrations of wealth, combined with heavy reliance on imports, push up prices across these island economies.

Switzerland ranks third overall, with Zurich named the worldโ€™s most expensive city in 2026. Beyond aย strong Swiss franc, high wages and elevated living standards significantly drive up costs.

Singapore has the highest cost of living in Asia, placing fifth worldwide. Limited land availability has fueled high real estate prices, while the countryโ€™s reliance on importsโ€”around 90% of its foodโ€”adds further cost pressures.

The U.S. ranks 19th globally, with a cost of living index score of 56.3. By comparison, the global median index score in 2026 stands at 30.8.

To learn more about this topic, check out thisย graphicย on the worldโ€™s most unaffordable housing markets.

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